Townapedia
Cowan-from-front-tn1
Cowan-from-front-tn1 · Brian Stansberry, CC BY 3.0
CowanTunnelNorthPeopleStanding
CowanTunnelNorthPeopleStanding · Bryanmackinnon, CC BY-SA 4.0

Cowan, Tennessee

Cowan is a city of 1,934 people in Franklin County, Tennessee, founded in 1808.

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Population1,934 +47.3% since 2019
Elevation974 ft 297 m
Founded1808
Land area2.1 sq mi
ZIP code37318
Nearest airportFranklin County Airport (UOS) 7 mi

Why visit Cowan

Townapedia lists 2 museums and landmarks and 1 park or trail in and around town.

Highlights include Cowan Tunnel.

July is the warmest month, with average highs of 87°F; January lows average 30°F.

About Cowan

Cowan is a city in Franklin County, Tennessee, United States. As of the 2020 census, Cowan had a population of 1,759. It is part of the Tullahoma, Tennessee Micropolitan Statistical Area.

From the Wikipedia article Cowan, Tennessee (this version), under CC BY-SA 4.0.

Museums and landmarks2

Cowan Tunnel

Monument and historic site · National Register of Historic Places · 2.3 mi

Railroad tunnel near Cowan, Tennessee The tunnel was built by the Nashville & Chattanooga Railroad Company and was completed in 1852...

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Parks, trails and playgrounds1

Churches and places of worship10

Cowan Church of Christ

Church · 0.6 mi

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Cowan Cumberland Presbyterian Church

Church · Presbyterian

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First Baptist Church

Church · Baptist

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Cowan Apostolic Church of Restoration

Church · 0.4 mi

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Cowan First Baptist Church

Church

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First Church of the Nazarene

Church

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Harvest Revival Church

Church · 0.5 mi

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Hope Baptist Church

Church · 0.6 mi

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Mt. Sinai Baptist Church

Church

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West Cumberland Street Church of Christ

Church · 0.7 mi

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Schools, colleges and libraries6

Cowan Elementary

School · 0.5 mi

501 East Cumberland St, Cowan

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Decherd Elementary

School · 4.6 mi

401 Bratton St, Decherd

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Franklin Co High School

School · 4.5 mi

833 Bypass Rd, Winchester

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Sewanee Elementary

School · 5.8 mi

209 University Ave, Sewanee

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Cowan Public School

School · 0.5 mi

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South Middle School

School · 1.1 mi

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History

The earliest settlers arrived in the Cowan area in the late 18th and early 19th centuries. The home of one such settler, William Russell, served as the Franklin County Courthouse until the establishment of Winchester in 1810.

The town of Cowan dates from the mid-19th century and developed mostly as a railroad town. It was the site where several branch lines met the main Nashville to Chattanooga trunk of the Nashville, Chattanooga and St. Louis Railway which ran through the important Cowan Tunnel. As the last stop before the uphill climb onto the nearby Cumberland Plateau, pusher engines to assist trains in making the steep ascent were based there, and are still in use today.

The town's economy declined with the importance of the railroad after U.S. Route 41A was built in the 1940s. The old passenger depot, built in 1904, was restored as a museum, and is a focal point of the downtown area.

From the History section of Cowan, Tennessee on Wikipedia, under CC BY-SA 4.0.

Map of Cowan

19 places. The map loads OpenStreetMap tiles when you open it.

Climate by month

40°60°80°January: 4.8 in of rainFebruary: 5.4 in of rainMarch: 5.8 in of rainApril: 5.1 in of rainMay: 4.8 in of rainJune: 5.2 in of rainJuly: 4.7 in of rainAugust: 3.9 in of rainSeptember: 4.3 in of rainOctober: 3.4 in of rainNovember: 4.7 in of rainDecember: 5.8 in of rainJanuary: 49°FFebruary: 53°FMarch: 61°FApril: 71°FMay: 78°FJune: 85°FJuly: 87°FAugust: 87°FSeptember: 82°FOctober: 72°FNovember: 60°FDecember: 52°FJanuary: 30°FFebruary: 33°FMarch: 40°FApril: 47°FMay: 56°FJune: 64°FJuly: 68°FAugust: 66°FSeptember: 60°FOctober: 48°FNovember: 38°FDecember: 33°FJFMAMJJASOND
Average high Average low Rain
Monthly table
MonthHighLowRainSnow
Jan49°F30°F4.8 in1.4 in
Feb53°F33°F5.4 in1.0 in
Mar61°F40°F5.8 in1.0 in
Apr71°F47°F5.1 in0.0 in
May78°F56°F4.8 in0.0 in
Jun85°F64°F5.2 in0.0 in
Jul87°F68°F4.7 in0.0 in
Aug87°F66°F3.9 in0.0 in
Sep82°F60°F4.3 in0.0 in
Oct72°F48°F3.4 in0.0 in
Nov60°F38°F4.7 in0.0 in
Dec52°F33°F5.8 in0.7 in

U.S. Climate Normals 1991-2020 for Winchester 5Se (1 mi away), NOAA NCEI.

People and cost of living

$46,406median household income
$174,500median home value
$787median monthly rent
35.6median age
13.3%of adults have a bachelor's degree or higher
59.5%of homes are owner-occupied
27.7 minaverage commute
Age of residents
Under 1832%18 to 3417%35 to 6432%65 and over19%

American Community Survey 5-year estimates, 2020-2024, U.S. Census Bureau. Estimates have margins of error, larger for small towns.

Disaster history

Franklin County has had 8 federal disaster declarations since 2000, most often for severe storms.

  • 2026-02-06: Severe Winter Storm (Winter Storm)
  • 2026-01-24: Severe Winter Storm (Winter Storm)
  • 2025-04-02: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding (Severe Storm)
  • 2020-04-02: Covid-19 Pandemic (Biological)
  • 2020-03-13: Covid-19 (Biological)
  • 2011-05-01: Severe Storms, Tornadoes, Straight-Line Winds, And Associated Flooding (Severe Storm)

OpenFEMA disaster declarations summaries.

Getting there and nearby towns

Franklin County Airport (UOS) is the nearest airport with scheduled flights listed in OpenStreetMap, 7 miles away.

Drive times are estimates from straight-line distance, not routes.

Reviews, tips and questions

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Sources and licences

Photo credits

Page built October 30, 2026. Spotted a mistake? Tell us or suggest a place.