Townapedia
Panama City FL City Hall
Panama City FL City Hall · Balon Greyjoy, CC0
Panama City FL Schmidt-Godert Farm house01
Panama City FL Schmidt-Godert Farm house01 · Ebyabe, CC BY-SA 3.0

Panama City, Florida

Panama City is a city of 34,979 people in Bay County, Florida, founded in 1909.

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Population34,979 -4.5% since 2019
CountyBay County
Elevation26 ft 8 m
Founded1909
Land area35.5 sq mi
ZIP codes32401, 32404, 32405
Nearest airportTyndall Air Force Base (PAM) 12 mi

Why visit Panama City

Townapedia lists 1 museum or landmark, 4 parks and trails and 11 places to eat in and around town.

Highlights include Schmidt-Godert Farm.

July is the warmest month, with average highs of 91°F; January lows average 43°F.

About Panama City

Panama City is a city in and the county seat of Bay County, Florida, United States. Located along U.S. Route 98, it is the largest city between Tallahassee and Pensacola. It is the most populous city in Bay County and a principal city of the Panama City–Panama City Beach, Florida metropolitan statistical area, which has a population around 200,534. According to the 2020 United States census, the city's population was 32,939 (excluding Panama City Beach).

From the Wikipedia article Panama City, Florida (this version), under CC BY-SA 4.0.

Museums and landmarks1

Schmidt-Godert Farm

Monument and historic site · National Register of Historic Places · 6.7 mi

Panama City, Florida, NRHP-listed

Open in Google Maps · Wikipedia

Parks, trails and playgrounds4

HG Harders Recreational Complex

Park · 1.2 mi

Open in Google Maps

Lynn Haven Bayou Park & Preserve

Park · 4.5 mi

Open in Google Maps

Nature Walk Golf Course

Golf course · 4.7 mi

Open in Google Maps

ra A Hutchison Park

Park · 4.7 mi

Open in Google Maps

Restaurants and cafes11

Charlie Coram's Place

Diner · American · 1.6 mi

6204 US 2301, Panama City

Mo-Su 06:00-22:00

Open in Google Maps · +1-850-769-4733

San Marcos Mexican Grills

Restaurant · Mexican · 3.3 mi

4519 Lindsey Crossing, Panama City

Mo-Th,Su 11:00-21:00; Fr-Sa 11:00-22:00

Open in Google Maps · +1-850-252-6060

Burger King

Fast food · Burger · 3.1 mi

4709 Highway 231, Panama City

Mo-Su 06:00-22:00

Open in Google Maps · +1 850-914-9780

Hungry Howie's

Fast food · Pizza · 1.8 mi

5805 US-231, Panama City

Mo-Th,Su 10:30-22:55; Fr-Sa 10:30-23:55

Open in Google Maps · +1-850-785-8400

Sonic

Fast food · Burger · 3.8 mi

4239 North Highway 231, Panama City

Mo-Su 07:00-24:00

Open in Google Maps · +1-850-913-0356

Subway

Fast food · Sandwich · 1.6 mi

5500 North Star Drive, Panama City

Mo-Su 06:00-23:00

Open in Google Maps · +1-850-481-1476

Taco Bell

Fast food · Tex-Mex · 3.7 mi

4315 North Highway 231, Panama City

Mo-Su 07:00-03:00

Open in Google Maps · +1 850-640-1186

Marco's Pizza

Fast food · Pizza · 3.3 mi

4603 Lindsey Crossing, Panama City

Mo-Th,Su 11:00-23:00; Fr-Sa 11:00-24:00

Open in Google Maps

Domino's

Fast food · Pizza · 1.6 mi

6547 US 231, Panama City

Open in Google Maps · +1-850-772-1990

Hunt Brothers Pizza

Fast food · Pizza · 1.6 mi

5500 North Star Avenue, Panama City

Open in Google Maps · +1-850-747-1250

McDonald's

Fast food · Burger · 3.3 mi

4530 County Rd 390, Panama City

Mo-Su 05:00-23:00

Open in Google Maps · +1-850-890-2729

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Churches and places of worship4

Aldersgate United Methodist

Church · Methodist · 2.1 mi

7225 US 231, Panama City

Open in Google Maps · +1-850-258-7661

Bayou George Assembly of God Church

Church · 1.7 mi

Open in Google Maps

First Baptist Church Of Deerpoint Lake

Church · 3.6 mi

Open in Google Maps

Oasis of Love Tabernacle

Church · 3.5 mi

Open in Google Maps

Shopping4

Gas and EV charging7

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Schools, colleges and libraries6

  • North Bay Haven Career Academy

    School · 3.9 mi

    1 Buccaneer Dr, Panama City

    Open in Google Maps

  • North Bay Haven Charter Academy Middle School

    School · 3.9 mi

    1 Buccaneer Dr, Panama City

    Open in Google Maps

  • Deer Point Elementary School

    School · 3.9 mi

    4800 Highway 2321, Panama City

    Open in Google Maps

  • Merritt Brown Middle School

    School · 1.9 mi

    5044 Merritt Brown Way, Panama City

    Open in Google Maps

  • North Bay Haven Charter Academy Elementary School

    School · 3.7 mi

    Open in Google Maps

  • Tommy Smith Elementary School

    School · 2.0 mi

    5044 Tommy Smith Drive, Panama City

    Open in Google Maps

Healthcare1

Map of Panama City

38 places. The map loads OpenStreetMap tiles when you open it.

Climate by month

40°60°80°January: 4.8 in of rainFebruary: 5.0 in of rainMarch: 5.0 in of rainApril: 4.1 in of rainMay: 3.3 in of rainJune: 5.8 in of rainJuly: 7.4 in of rainAugust: 7.4 in of rainSeptember: 7.0 in of rainOctober: 3.5 in of rainNovember: 3.7 in of rainDecember: 4.3 in of rainJanuary: 64°FFebruary: 67°FMarch: 73°FApril: 79°FMay: 85°FJune: 89°FJuly: 91°FAugust: 91°FSeptember: 89°FOctober: 82°FNovember: 73°FDecember: 66°FJanuary: 43°FFebruary: 46°FMarch: 52°FApril: 58°FMay: 66°FJune: 73°FJuly: 75°FAugust: 75°FSeptember: 71°FOctober: 61°FNovember: 50°FDecember: 45°FJFMAMJJASOND
Average high Average low Rain
Monthly table
MonthHighLowRainSnow
Jan64°F43°F4.8 in0.0 in
Feb67°F46°F5.0 in0.0 in
Mar73°F52°F5.0 in0.0 in
Apr79°F58°F4.1 in0.0 in
May85°F66°F3.3 in0.0 in
Jun89°F73°F5.8 in0.0 in
Jul91°F75°F7.4 in0.0 in
Aug91°F75°F7.4 in0.0 in
Sep89°F71°F7.0 in0.0 in
Oct82°F61°F3.5 in0.0 in
Nov73°F50°F3.7 in0.0 in
Dec66°F45°F4.3 in0.0 in

U.S. Climate Normals 1991-2020 for Panama City 5N (8 mi away), NOAA NCEI.

People and cost of living

$62,265median household income
$268,900median home value
$1,327median monthly rent
39.5median age
26.4%of adults have a bachelor's degree or higher
56.3%of homes are owner-occupied
21.4 minaverage commute
Age of residents
Under 1822%18 to 3424%35 to 6436%65 and over18%

American Community Survey 5-year estimates, 2020-2024, U.S. Census Bureau. Estimates have margins of error, larger for small towns.

Disaster history

Bay County has had 36 federal disaster declarations since 2000, most often for hurricanes.

  • 2026-10-27: Hurricane Isaias (Tropical Storm)
  • 2026-10-09: Hurricane Isaias (Tropical Storm)
  • 2024-09-28: Hurricane Helene (Hurricane)
  • 2024-09-24: Tropical Storm Helene (Tropical Storm)
  • 2024-08-10: Hurricane Debby (Tropical Storm)
  • 2024-08-03: Tropical Storm Debby (Tropical Storm)

OpenFEMA disaster declarations summaries.

Getting there and nearby towns

Tyndall Air Force Base (PAM) is the nearest airport with scheduled flights listed in OpenStreetMap, 12 miles away.

Drive times are estimates from straight-line distance, not routes.

Reviews, tips and questions

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Sources and licences

Photo credits

Page built October 30, 2026. Spotted a mistake? Tell us or suggest a place.